Do you Need Insurance for Your 250cc Quad Bike?
It’s a question most 250cc quad bike riders have asked themselves, but insurance for your bike is often a good idea. It’s a question of whether you afford to replace your quad bike if it breaks or causes damage. Like any other insurance we all think we can do without it until that crucial moment that something goes wrong.
Weigh up the factors of what would happen if your bike when wrong. For agricultural users this could be an essential part of everyday life taken out of action. For large farms it’s essential to be able to check on livestock and all corners of your property every day. For a sport user it could mean your favourite hobby is taken out. Quad bike hire and insurance should therefore be discussed at the time of purchase.
Sometimes a quad bike can be covered under your homeowner policy, as they’re generally not classed as road worthy vehicles. This is great, however check the small print; some damage is only covered when it happens on your property. Not so great for people who want to experience the best of Western Australia’s tracks.
Often taking safety courses or training in specific aspects of riding a 50cc or 250cc quad bike will lower your policy cost, so enquire with your provider. Also check with them about the addition of custom equipment. If you love to customise and upgrade your quad then make sure it’s covered! One crash could see anything from tens to thousands of dollars go up in smoke.
Perth Quad Bikes sells, hires and services quad bikes as well as stocking a full range of accessories. For the latest and greatest quad bike kits, visit the website or call (08) 6555 3768 to speak to our team.
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